Work out your costs

Staying in control of your finances isn't always easy, but it's important to plan for your future and ​keep your pension savings on track for the retirement you want.

The Pensions and Lifetime Savings Association (PLSA) has produced  'Retirement Living Standards' - a useful guide to help you work out the income you might need to afford different lifestyles during your retirement years.

Remember it's always a good idea to get independent advice for your long-term ​financial planning.

If you want to save more, you might want to pay Additional Voluntary Contributions.  

When can you claim your State Pension?

The State Pension age is gradually going up. See when you can start claiming your State Pension with the State Pension age calculator.

If you are aged 5​0 or over, request an estimate of your new State Pension.