Railways Pension Scheme

Go green, go online

You're helping to save the planet! We're reducing our paper usage to help look after our planet.

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Driving the change we want to see

New report highlights how sustainable ownership is supporting your retirement outcomes

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Video library now online

Need more support understanding your pension?

Check out the video library available online now.

New retirement budgeting calculator

Find out quickly and easily how much you should be saving for your pension.

Try the calculator now

myRPS

Enjoy 24/7 access to your pension
See what your benefits are worth
Make extra savings

I am... paying into the Scheme

Discover the benefits of your Scheme membership and find out how to manage your pension in three easy steps!

Final salary members IWDC members

I am... no longer paying into the Scheme

If you're a 'preserved' member (no longer paying into the Scheme), you can learn more about your benefits in the sections below.

Final salary members IWDC members

I am... retired

If you're already claiming your Scheme pension, you can find out when your next payment is due and find useful contacts.

Payment dates Get connected

11/01/22

Death and your pension

What happens to your pension when you die?

16/12/21

Changes to the rules for transferring out of the Scheme

If you are still saving into your pension or you have preserved benefits then you can transfer out of the Railways Pension Scheme (RPS) to another scheme or provider.

08/12/21

Transferring your pension – is it worth it?

Understand the potential pitfalls of transferring your pension and check out our new video on transfers.

18/11/21

Autumn Budget 2021

The Autumn Budget was delivered recently by the Chancellor, Rishi Sunak, and there were some pension-related announcements.

28/10/21

When the clocks go back, use the extra hour to trace lost pensions

If you’ve ever changed jobs, it’s likely that your Railways Pension Scheme pension is not your only pension. This Sunday 31 October is the first National Pension Tracing Day, where pension providers are coming together to encourage everyone to reclaim lost pension pots.

12/10/21

Award-winning retirement support

The Scheme’s administrator, Railpen, has won an award for Saver Engagement from the Pension and Lifetime Savings Association’s Retirement Living Standards Awards.

11/10/21

Online estimates now include BRASS top-ups

If you're an active defined benefit member, you can now get an estimate which includes a BRASS top-up as part of our enhancements to the online estimates process.

05/10/21

Are you MoneyFit?

Take control of your financial wellbeing with a new, online tool, now available to all members.

Railways Pensions is powered by Railpen Limited
© Railpen Limited 2022. Registered Office: 100 Liverpool Street, London EC2M 2AT
Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.