I'm already taking my pension

If you already receive pension payments from the Scheme, you can find information about what you'll get and when.

Already taking your DB pension?

If you're already taking your DB pension, this section offers more information about your pension payments, and what else you can expect to receive from the Scheme.

You can also find useful details of organisations that can support you during your retirement, and find information about your options if you're considering returning to work, or if you want to know what happens after your death.

An open wallet, with several £20 notes poking out

In this section...

My pension payments and P60s

Find out how and when your pension is paid and where to find your P60. 

Annual pension increase

Find out the rates for this year's pension increase and what it's based on. 

Updating my bank details 

Have you changed your bank or building society? Let us know so we can make sure your pension is still paid.  

My pension when I die

Discover what will happen to your pension when you die and how you can help protect those you care about. 

Working after I take my pension

Information for anyone considering staying in, or returning to work, after they start taking their pension. 

The State Pension

This page explains how the State Pension works and what you might get.

Useful contacts

Details of support groups and charities available to retired railway staff. Plus contact information for the Scheme administrator, Railpen. 

Penfriend

Read the latest Penfriend newsletter, packed full of useful information about your pension and stories from rail industry colleagues.