I'm still working

There's a lot you can do to help look after your retirement savings and make sure you're on track for a better future.

If you're still working, it's important to understand what your pension offers, how you can get the most from it and what you can do to manage it.

Whether you're a long way from retirement or drawing closer, it's never too late to plan ahead. By taking the time to understand what your pension offers and the options available to you, you can make sure you're well prepared for life after work.

Visit the pages below to understand how your pension works, what you can do to manage it, and how changes in your life might affect your pension.

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In this section...

Joining and auto-enrolment

Find out more about joining the RPS along with the auto-enrolment process. 

I'm new to the Scheme

If you've recently joined the DB Section, you can find out how to get the most out of your membership. 

Benefits of my membership
Your RPS membership offers great benefits for you and your family so make sure you understand them.
My payments

Understand how contributions work and what to do if you want to pay more.

Saving more

Discover how paying Additional Voluntary Contributions (AVCs) could help you boost your retirement income. 

My circumstances have changed

Make sure you understand how life changes can also affect your pension. 

 

Severance and redundancy

How severance and redundancy can affect your pension.

Leaving the Scheme and opting out

What happens to your benefits if you decide to leave the Scheme or stop working for your current employer.