Not sure if the RPS is right for you?

Could you live on the State Pension? The answer for most of us, sadly, is no. 

If you're unsure if joining the RPS is right for you, you may want to consider getting independent financial advice before making any decisions about your retirement plans. Neither your pensions administrator Railpen nor your employer can offer advice.

Helpful websites

You might also find useful information and guidance on the following websites:

  • Unbiased - for a list of independent financial advisers in your area.
  • GOV.UK - for useful pensions/financial information.
  • MoneyHelper - for free independent advice.