You can work out how much you’re likely to have by logging in to your myRPS account and getting an estimate or using the retirement modeller tool.
Then, think carefully about how much you'll need when you retire. You'll still have bills to pay, maybe a car to run, and holidays, hobbies and socialising to think about.
Check out our saving for retirement page for more information and to see what level of income you might need when you retire.
You can boost your pension savings by paying Additional Voluntary Contributions (AVCs). Speak to your employer about applying to pay AVCs.
They will be taken from your pay before tax, just like your normal contributions. You may also be able to pay AVCs through salary sacrifice if your employer offers this option.
You might like to consider AVCs if you:
Important: You have to take your AVC benefits at the same time as your normal IWDC benefits.
It is strongly recommended that you speak to an independent financial adviser (IFA) before making any decisions about your financial future. You can find a list of IFAs in your area at unbiased.co.uk.
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