My options

As a member of a defined benefit (DB) pension scheme you will get an income for life when you retire. 

You can find out roughly how much that might be, by requesting an estimate or using the pension planner in your myRPS account.

But there are still a few decisions you need to make.  This includes:

  • when to retire
  • how to take your pension benefits

You can find out more about all of your options in a short video here and in more detail here 

If you leave the Scheme before you qualify for your benefits, you become a ‘preserved’ member.

This means you don’t pay any more contributions. And your pension will be based on how long you’d paid in and your average salary at the time you left.  You can find out more here