Your Target Retirement Age

If you are invested in a Lifestyle strategy, you should think about ​your Target Retirement Age (TRA). 

This is the date when you want to retire, and could be earlier or later than your Normal Retirement Date.

A Lifestyle Strategy automatically moves your preserved pension pot into investment funds which are thought best for your circumstances.

It aims to protect your Personal Retirement ​Account from sudden swings in the markets by gradually switching your investments from higher growth to more stable funds. This process starts ten years before your TRA.

Th​at is why you must let RPMI know what your ​TRA is, or you may be invested in funds that don’t suit your circumstances.  Check or update your Target Retirement Age online now.

Not sure?

If you’re not sure about your retirement plans or investment choices, you can find a list of independent financial advisers in your area at