No longer paying into IWDC

If you're no longer paying contributions to the IWDC Section, you are a 'preserved' member and your benefits stay in the Scheme until you decide to take them.

View your Personal Retirement Account by registering online today. See your account's value, check your investments and use our handy retirement planning tools. REGISTER NOW!

3 things you must do...

Follow these easy steps to get the most out of your pension.

My IWDC options

Find out more about the different ways you can take your preserved pension benefits from the IWDC Section.

Target Retirement Age

If you are invested in a Lifestyle fund, you should think carefully about when you would like to retire.

Life's big changes

Find out how a change in your circumstances could affect your pension.

Work out your costs

Handy tools to help with your retirement planning.

My IWDC benefits

What IWDC benefits are you entitled to?

Invest in your future

Manage your own investment choices - or have them carefully managed for you.

My nominations

Discover how your nearest and dearest could benefit from your pension too.

Guidance and advice

Need advice about your preserved pension and options? Don't worry, help is at hand!

Forms

This library of forms will help your retirement planning.

Also in this section

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Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.