No longer paying into a final salary pension

No longer paying into a defined benefit (DB) pension

If you no longer pay into the Scheme but haven't yet claimed your benefits, you're a preserved member. You'll find useful information in the sections below to help you understand your benefits and options and prepare for your retirement.

My benefits

Learn about the RPS benefits you're entitled to as a preserved member.

Looking after your loved ones

Say who you'd like your lump-sum benefit to go to if you die before claiming your benefits.

Forms

Find the forms you need to manage your pension.

My options

Learn about the different options available to you as a preserved member.

Life changes

Find out how changes to your circumstances could affect your pension and benefits.

Also in this section

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Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.