Investment funds

Investment funds may be suitable if you want to help actively manage your investments.

Look at the factsheets below to find out more about how these funds work - you don't have to make any decisions at this stage.

Fund factsheets

  • Corporate Bond Fund - This fund predominantly invests in bonds issued by global companies rather than the UK government.
  • Deposit Fund - This fund invests in money-market funds and UK government treasury bills.
  • Global Equity Fund - This fund invests in shares (equities) in companies from around the world.
  • Long-Term Growth Fund - This fund invests in a wide range of investment types from around the world.
  • Socially Responsible Equity Fund - This fund invests in shares (equities) in companies from around the world with very strong environmental, social and governance ratings, and minimal controversies. It avoids industries like tobacco, weapons, alcohol and adult entertainment.
  • UK Government Fixed-Interest Bond Fund - This fund invests in UK government bonds which provide a fixed rate of interest.
  • UK Government Index-Linked Bond Fund - This fund invests in UK government bonds which provide a rate of interest linked to inflation.

You can also choose to invest in one or more of the Lifestyle strategies if you want. See the factsheets below for details.

Lifestyle strategies

  • Annuity Purchase Lifestyle - As you approach your TRA, your money is moved into funds which aim to maintain enough growth to protect the value of the annuity income you may wish to buy with your pension savings.
  • Flexible Drawdown Lifestyle - A greater proportion of your money is left invested in higher-risk funds when you reach your TRA. This means the money that you keep invested has the chance to keep growing and potentially last you longer in retirement.
  • Full Cash Withdrawal Lifestyle - Most of your money is moved into funds with the aim of maintaining the value of your pension pot so it keeps pace with inflation.

If you want to go ahead and choose your funds, go to myRPS now. 

Please remember