Covid-19 and your investments
The Covid-19 pandemic has caused sharp rises and falls in fund values, and you may be worried about your pension. Any decisions about fund choices are important as they could have a big effect on your future benefits, and we recommend you speak to an independent financial adviser (IFA) before making any decisions. There’s a list of IFAs in your area at

My fund choices

Watch our video for a light-hearted look at the world of investments.

Would you risk it for a biscuit?

Not sure which BRASS funds may work best for you? 

You can opt for a 'hands-on' approach​ and help actively manage your funds. Or, you can be ​'hands-off' and have the decisions automatically made for you.

Answer the simple question below to see which option you might prefer, and find out more about the funds. (You don't have to choose any at this stage).

Do you want to be actively  involved in managing your funds?



Ready to choose?

You can go ahead and choose your funds in your myRPS account or you can complete a form and return it to Railpen.

Speak to an independent financial adviser when you would like more advice about your financial plans. Find details of regulated advisers in your area on the Unbiased website.

Already chosen your BRASS funds?

If this is the case, it's a good idea to check your choices regularly to make sure they're right for you. After all, plans can change over time.

​You can check ​or change your fund choices at any time in myRPS - your personal pension account.